Why Borrow from St. Columba’s Credit Union?
- Competitive interest rates
- Unlike most banks and building societies, the amount of interest you pay decreases as you pay back the loan
- No transaction fees or administration costs
- No charges or penalties if you want to pay the loan off early
- You can choose to pay weekly, fortnightly or monthly
- Free Loan Protection Insurance to qualifying members
- Optional Repayment Protection Insurance
The amount a member can borrow depends on their ability and capacity to repay, not just on their current savings.