Faq

Below are a list of Frequency Asked Questions that you might find useful, but if you cannot find the information you need, click here to contact us

How do I get my BIC and IBAN details?

Every member now has their own unique BIC and IBAN for their account here in St. Columba’s Credit Union.  Members can get their BIC and IBAN in any of our branches.

 

How do I Join?

In summary you need the following to join: Valid Picture ID, Recent Proof of Address & proof of your PPS Number.  New members always welcome.  Click here for more information

How much can I borrow?

The amount you can borrow is largely based on your ability to repay the loan and not necessarily what you have in your share (savings).  We understand the positive effect a loan can have on your life, giving you the chance to get things when you need or want them, so we always look at your whole story. We only propose loans with realistic terms, which you can pay back in a way that works best for you

Can I apply for a loan just after joining?

Yes.  Ideally it’s a good to build up a savings habit but we all know this can be hard to do these days.  Your ability to repay the loan is one of the important factors for all loan applications.

How much will my repayments be?

Your repayment amount will depend on your loan amount and the term you take the loan over.  Try our loan calculator to give you a guide as to what your loan repayments will be.

 

If you cannot find the information you need, use the form below to ask your question.

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St. Columba's Credit Union
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